Consolidation loan options
Explore ways to consolidate
high-interest balances.
Loan Streamline Pro helps connect consumers with Lending Partners that may offer consolidation loan options. LSP is not a lender and does not guarantee offers.
- Designed for unsecured balances such as credit cards
- Lending Partner offers vary by eligibility and state
- No fee charged by LSP to use the service
Submitting basic information through LSP does not affect your credit score. Any credit inquiry is handled by the Lending Partner you choose.
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Explore your options today.
Speak with a US-based specialist about your inquiry. LSP is a technology service, not a lender.
Call (833) 289-0694Mon–Fri 8am–6pm PT
The basics
What is a consolidation loan?
A consolidation loan may combine multiple unsecured balances — often high-interest credit card balances — into a single new loan. Instead of juggling several minimum payments, you may be able to make one fixed monthly payment if a Lending Partner offers terms that fit your situation.
Potential benefits
Why consumers explore consolidation.
Simpler payments
One due date and one payment may make budgeting easier than juggling several accounts.
Potential interest savings
A lower fixed-rate offer from a Lending Partner may reduce interest costs, but savings are not guaranteed.
A defined payoff path
Unlike revolving credit-card minimums, installment loans generally have a defined term and payoff schedule.
May be worth exploring when
A consolidation loan may help if:
- You have several credit-card balances or other unsecured balances.
- A Lending Partner offers a rate or payment structure that fits your budget.
- You are committed to avoiding new balances after consolidating existing ones.
May not be ideal if
It might not be the right fit if:
- Your total balance is very small.
- You only have secured loans, such as a mortgage or auto loan.
- You are already in a structured program that better fits your goals.
A specialist can explain LSP's connection process — no obligation.
Our process
How LSP helps you connect.
When you submit your basic information and general goals, LSP may help connect you with Lending Partners. If you continue, the Lending Partner may ask you to complete its own secure application. Approvals, rates, fees, terms, and any credit checks are solely determined by the Lending Partner.
Loan options
Explore paths that may fit your goals.
Popular goal
Consolidation Loan Options
Lending Partners may offer options that replace multiple high-interest balances with a single fixed monthly payment.
- ✓ Designed for unsecured balances such as credit cards
- ✓ Fixed-term options may be available through Lending Partners
- ✓ One payment and one due date may simplify budgeting
Flexible
Personal Loan Options
A Lending Partner may offer personal loan options for consolidation, major expenses, or other permitted purposes.
- ✓ Loan amounts vary by Lending Partner
- ✓ Pre-qualification may use a soft credit inquiry
- ✓ Funding timing depends on the Lending Partner and verification
Loan Streamline Pro is a technology service, not a lender. Lending Partner availability, approvals, rates, fees, terms, loan amounts, and funding times vary and are not guaranteed.
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What clients say
Clear, simple, and transparent.
“The process was easy to understand, and the specialist explained what LSP does and what the Lending Partner would handle.”
“No high-pressure sales. They were clear that LSP connects consumers with Lending Partners and does not make loan decisions.”
“I appreciated the transparency about what information LSP collects and what would be handled directly by the Lending Partner.”
Reviews are representative client experiences. Individual results vary. Lending Partner availability, approvals, rates, fees, and terms are not guaranteed.
Questions, answered
Frequently asked questions
Will checking options through LSP hurt my credit score?
No. Submitting basic information to Loan Streamline Pro does not affect your credit score. A Lending Partner may perform a soft credit pull at pre-qualification; if you formally apply with a Lending Partner, a hard inquiry may be made and could affect your credit score.
Is Loan Streamline Pro a lender?
No. Loan Streamline Pro is a technology service, not a lender. We connect consumers with Lending Partners. We do not originate, fund, service, underwrite, make credit decisions, set rates, or determine eligibility.
Do you collect my Social Security number or banking information?
No. Through this site, we collect basic contact information and general details about what you are looking for. Sensitive lender-evaluation information, such as Social Security number, full date of birth, and banking details, is provided directly to the Lending Partner you choose on that Lending Partner's secure platform.
How quickly can I get funding?
Funding timing depends on the Lending Partner, your eligibility, verification, and whether you complete a formal application. LSP does not guarantee approval, funding, rates, fees, or terms.
What does the SMS opt-in mean?
The SMS checkbox is optional. If you check it, you give explicit consent to receive text messages from Loan Streamline Pro about your inquiry. Message frequency varies; message and data rates may apply. Reply HELP for help, STOP to cancel. Consent is not a condition of purchase, service, loan approval, or connecting with a Lending Partner.
Do you use AI in your communications?
Yes — some communications may be generated using automated technology or AI-assisted systems.
Explore consolidation options
Connect with a specialist. LSP is a technology service, not a lender.